Privacy Policy

At LENDINGSCAPE, we take privacy issues seriously. By ensuring that you are aware of and understand the LENDINGSCAPE Privacy Policy, we can provide you with better service. Please take a moment to read the following policy to learn how we handle your personal information.

Why do we collect personal information?

LENDINGSCAPE collects personal information to improve how we operate, offer our products and services, communicate with you about those products and services, and provide effective, timely customer support when needed. We will never rent or sell any of the personal information we collect from you to third parties, and we do not share your personal information except as set forth in this Privacy Policy.

What kind of personal information do we collect?

LENDINGSCAPE collects personal information in a variety of ways when you interact with LENDINGSCAPE, including when you register or create an account with LENDINGSCAPE ; when you place an order at LENDINGSCAPE ; when you use LENDINGSCAPE products or services; when you visit LENDINGSCAPE pages or pages of certain LENDINGSCAPE partners; when you enter promotions or sweepstakes; when you subscribe to a newsletter or desire to be added to our mailing lists for other products or services; when you correspond or otherwise interact with us; and when you provide feedback in any of our online surveys. Information we collect may include: your name, e-mail address, phone number, address, product preference information, billing information, demographic information provided by you (such as language, gender and age, and, if applicable, content preferences and personalization information) and personal interest information. On occasion, we may ask for additional information to enable us to provide with access to and use of certain information, materials, and services. LENDINGSCAPE may combine information about you that we have the information we obtain from business partners or other companies.

What are cookies and how do we use them?

Cookies are small data files that write to your hard drive for record-keeping purposes when you visit a website. Cookies allow LENDINGSCAPE to measure traffic activity as well as to improve your user experience, for example by remembering your passwords and viewing preferences. Like

other major websites, LENDINGSCAPE uses cookies to provide you with a tailored experience when visiting LENDINGSCAPE and using our major products. We treat any personal information that may be contained in cookies with the same level of confidentiality as other information you provide to us. If you wish to disable cookie functionality, you may do so by changing the security settings on your browser. However, portions of LENDINGSCAPE may not function or function as efficiently, without them.

What information is collected from other sources?

Social Media Widgets: The Websites include social media features, such as the Facebook Like button, and widgets, such as the Share This button or interactive mini programs that run on our Websites. These features may collect your Internet protocol address, which page you are visiting on the Websites, and may set a cookie to enable the feature to function properly. Social media features and widgets are either hosted by a third party or hosted directly on the Websites. Your interactions with these features are governed by the privacy statement of the companies that provide them. Information from Third Party Services: We may also obtain other information, including personal information, from third parties and combine that with information we collect through our Websites. For example, we may have access to certain information from a third-party social media or authentication service if you log into our Services through such a service or otherwise provide us with access to information from the service. Any access that we may have to such information from a third-party social media or authentication service is in accordance with the authorization procedures determined by that service. If you authorize us to connect with a third-party service, we will access and store your name, email address(es), current city, profile picture URL, and other personal information that the third-party service makes available to us, and use and disclose it in accordance with this Policy. You should check your privacy settings on these third-party services to understand and change the information sent to us through these services. For example, you can log in to the Services using single sign-in services such as Facebook Connect or an Open ID provider. These single sign-on services will authenticate your identity, provide you with the option to share certain personal information (such as your name and email address) with us, and pre-populate our sign-up form. Services like Facebook Connect give you the option to post information about your activities in the Services to your profile page to share with others within your network.

How do we protect your personal information?

LENDINGSCAPE safeguards the security of the data you send us with physical, electronic, and managerial procedures. We urge you to take every precaution to protect your personal data when you are on the Internet. To make purchases from LENDINGSCAPE web site, you must use an SSL-

enabled browser. LENDINGSCAPE uses industry-standard Secure Sockets Layer (SSL) encryption on web pages used to complete a purchase. This protects the confidentiality of your personal and credit card information while it is transmitted over the Internet. While LENDINGSCAPE takes precautions to ensure the security of your data, no one can completely guarantee the safety of data transmitted over the internet. It is important that you take steps to ensure the safety and security of your personal information, for example by not sharing passwords or other registration data.

How do we use your personal information?

LENDINGSCAPE uses your personal information in the following ways:

  • Delivery and billing for our products and services, and to communicate with you concerning your account and customer service issues. This may include verifying authorization of credit card usage before any purchase of content or services.
  • Improving our products and services by providing personalized content recommendations, language, and location customization, and/or personalized help and instructions.
  • To ask you to participate in surveys about products, services, news, and events.
  • Offering you product upgrades, content, services, and other training courses for you to purchase.
  • Providing provide you with content, services, instructions, and a more personalized experience based on personal information, such as your language preferences, zip/postal code, country locations, and any content or other preferences you provide.
  • Providing you with news, free newsletters, updates, targeted advertising, promotions, and special offers.
  • To better understand how our products are used, including Web traffic patterns and what types of content are most popular with users of our products and services.
  • Providing anonymous reporting for internal and external partners.
  • Facilitating your participation in our online forums and helping to manage improper behaviour by individuals using the forums.

How and when we disclose your information we collect.

LENDINGSCAPE may share your personal information with trusted vendors and partners who work with LENDINGSCAPE. These partners are provided with your personal information to help LENDINGSCAPE communicate with you about offers from us and from our marketing partners. They are contractually required to keep this personal information secure and to only use it for the purposes for which it is provided. LENDINGSCAPE may send personal information about you to other companies or people when we need to share your information to provide the product or service you have requested or to provide a provide a product or service to you. However, these companies are only permitted to use the personal information for these purposes. LENDINGSCAPE may also disclose your personal information if required to do so by law or in the good faith belief that such action is necessary to: (a) comply with law or legal process or if requested by duly authorized public authorities; (b) comply with the order of a competent judicial authority in any jurisdiction; (c) comply with legal process served on LENDINGSCAPE ; (d) protect and defend the rights or property of LENDINGSCAPE , or our affiliated companies, their employees and agents; (e) enforce our terms of use; (f) protect against fraud or other illegal activity or for risk management purposes; (g) permit us to pursue available remedies or limit the damages that we may sustain; (g) act in urgent circumstances to protect the personal safety of users of LENDINGSCAPE products or the public at large. If LENDINGSCAPE should ever file for bankruptcy, or become insolvent, or be acquired by a third party, or merge with a third party, or sell all or part of its assets, or transfer substantially all or part of its relevant assets to a third party, then LENDINGSCAPE is entitled to share the personal information and all other information you have provided through the products and service to potential and subsequent business and merger partners. LENDINGSCAPE may share “cookie” and other anonymous data about traffic patterns or usage collected on LENDINGSCAPE with affiliated companies, its business partners or with third party advertisers or ad networks. Any data shared is anonymous and does not identify any user. LENDINGSCAPE may also include third party advertising. These third parties’ websites and advertisers, or the Internet advertising companies that work on their behalf, may use technology such as web beacons and cookies to send (or “serve”) the advertisements that appear on our Site directly to your

browser. They automatically receive your IP address when this happens. They may also use cookies, JavaScript, electronic images, and other technologies to deliver advertisements, collect information about the effectiveness of their advertisements, and to collect anonymous information about your visits to LENDINGSCAPE, such as the number of times you have viewed an ad (but not your name, address, or other personal information). LENDINGSCAPE also contains links to other Websites and products. LENDINGSCAPE is not responsible for the privacy practices or the content of such Websites or products. Please visit the privacy policies of these third-party sites in order to understand their privacy policies and data collection practices.

What rights do you have regarding your data?

You always have the right to request information about your stored data, its origin, its recipients, and the purpose of its collection at no charge. You also have the right to request that it be corrected, blocked, or deleted. You can contact us at any time using the address given in the legal notice if you have further questions about the issue of privacy and data protection. You may also, of course, file a complaint with the competent regulatory authorities. Many data processing operations are only possible with your express consent. You may revoke your consent at any time with future effect. An informal email making this request is sufficient. The data processed before we receive your request may still be legally processed. If you no longer wish to receive communications from LENDINGSCAPE, you can opt-out from receiving such messages in the future by following the instructions in the message or contacting us at info@lendingscape.co.zm With respect to the Site’s use of cookies and other similar technologies, by adjusting settings on your browser, you may elect not to allow cookies to be places, and thus opt-out of certain features of the Site and the Site’s automatic collection of certain data about you. You may also adjust your advertising preferences on various social mediawebsites by adjusting your settings on the platform."


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